Here’s what student loan borrowers need to know about the 12-month ‘on-ramp’ period

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Federal student loan bills resumed this month after a pause of more than three years. Yet, some borrowers may not plan on making a payment for some time. That’s because the Biden administration has announced a 12-month “on-ramp” to repayment, during which borrowers will be shielded from most of the consequences of falling behind. The relief period is […]

Applying for an SSNIT Student Loan: A Complete Guide

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In today’s fast-paced and competitive world, education plays a crucial role in securing a bright future. However, the cost of education can often be a major obstacle for students and their families.   To address this issue, the Social Security and National Insurance Trust (SSNIT) offers a student loan program that provides financial assistance to […]

How to Obtain a Loan from the Student Loan Trust Fund

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If you’re a Ghanaian tertiary student looking for financial assistance, the Student Loan Trust Fund (SLTF) can provide you with timely and flexible loan options. Established under the Trustee Incorporation Act 1962, Act 106, the SLTF is dedicated to supporting eligible students in pursuing their educational goals. In this comprehensive guide, we will walk you […]

How To Know Your Student Loans Will Be Forgiven

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  Introduction Student loan forgiveness can be a lifeline for borrowers struggling with the burden of student debt. It offers the possibility of having a portion or even the entirety of your student loans forgiven, relieving you from the financial strain. However, navigating the complex landscape of student loan forgiveness programs can be daunting. This […]

How To Apply For A Student Loan

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Unless their parents have somehow saved enough money—or earn massive salaries—most students need to borrow to pay for college today. Working your way through college is also largely a thing of the past. Few students can make enough to pay for college while they’re also taking classes. For that reason, student loans (and debt) have become increasingly […]